/* Independent from page styles: the same shell on home, guides and legal pages. */
.skip-link { z-index: 100; }
.wm-header, .wm-footer { color: #12344e; background: #fff; font: 16px/1.55 Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; -webkit-font-smoothing: antialiased; }
.wm-header *, .wm-footer * { box-sizing: border-box; }
.wm-shell { width: min(1160px, calc(100% - 64px)); margin: 0 auto; }
.wm-header { position: relative; z-index: 20; border-bottom: 1px solid #dce0d7; }
.wm-navigation { display: flex; align-items: center; justify-content: space-between; gap: 28px; min-height: 72px; }
.wm-logo { display: inline-flex; align-items: center; flex: 0 0 auto; gap: 10px; color: #12344e; text-decoration: none; white-space: nowrap; }
.wm-logo .brand-mark { display: block; width: 42px; height: 42px; flex: 0 0 42px; border: 0; border-radius: 0; background: none; box-shadow: none; }
.wm-logo .brand-mark img { display: block; width: 100%; height: 100%; }
.wm-logo .brand-word { font-size: 1.32rem; font-weight: 800; line-height: 1.1; letter-spacing: -.055em; }
.wm-logo .brand-accent { color: #12344e; background: linear-gradient(transparent 68%, #bce75a 68%, #bce75a 96%, transparent 96%); }
.wm-nav { display: flex; align-items: center; gap: 28px; }
.wm-nav a { color: #59696e; font-size: .84rem; font-weight: 700; line-height: 1.55; text-decoration: none; white-space: nowrap; }
.wm-nav a:hover, .wm-footer-links a:hover { color: #12344e; text-decoration: underline; text-underline-offset: 4px; }
.wm-cta { display: inline-flex; align-items: center; justify-content: center; gap: 10px; padding: 13px 22px; border: 1px solid #bce75a; border-radius: 99px; background: #bce75a; color: #12344e; font-size: .84rem; font-weight: 800; line-height: 1.55; text-decoration: none; white-space: nowrap; }
.wm-cta:hover { background: #c9ef7c; border-color: #c9ef7c; }
.wm-menu-toggle { display: none; align-items: center; justify-content: center; width: 42px; height: 42px; padding: 0; border: 1px solid #dce0d7; border-radius: 8px; background: #fff; color: #12344e; cursor: pointer; }
.wm-menu-toggle[hidden] { display: none; }
.wm-header a:focus-visible, .wm-header button:focus-visible, .wm-footer a:focus-visible { outline: 3px solid #12344e; outline-offset: 4px; }
.wm-footer { padding: 32px 0 24px; border-top: 1px solid #dce0d7; }
.wm-footer-row { display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.wm-footer .brand-mark { width: 36px; height: 36px; flex-basis: 36px; }
.wm-footer .brand-word { font-size: 1.2rem; }
.wm-footer-links { display: flex; align-items: center; flex-wrap: wrap; gap: 12px 20px; }
.wm-footer-links a { color: #59696e; font-size: .78rem; line-height: 1.55; font-weight: 500; text-decoration: none; }
.wm-footer .wm-copyright { margin: 20px 0 0; color: #59696e; font-size: .73rem; line-height: 1.55; }
@media (max-width: 1000px) {
  .wm-navigation { flex-wrap: wrap; gap: 12px; padding: 14px 0; }
  .wm-cta { margin-left: auto; }
  .wm-menu-toggle:not([hidden]) { display: inline-flex; }
  .wm-nav { order: 4; flex-basis: 100%; flex-direction: column; align-items: stretch; gap: 0; padding-top: 8px; border-top: 1px solid #dce0d7; }
  .wm-nav a { padding: 12px 4px; }
  .wm-header[data-menu-ready] .wm-nav { display: none; }
  .wm-header[data-menu-ready] .wm-nav.is-open { display: flex; }
  .wm-footer-row { align-items: flex-start; flex-direction: column; gap: 22px; }
}
@media (max-width: 720px) {
  .wm-shell { width: calc(100% - 36px); }
  .wm-navigation { min-height: 74px; }
  .wm-header .brand-mark { width: 33px; height: 33px; flex-basis: 33px; }
  .wm-header .brand-word { font-size: 1.06rem; }
  .wm-header .wm-logo { gap: 7px; }
  .wm-cta { font-size: .75rem; padding: 10px 14px; }
  .wm-footer-links { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px 24px; }
}
@media (max-width: 520px) { .wm-header .wm-cta { display: none; } .wm-menu-toggle { margin-left: auto; } }